automotive

about novated lease

Put simply, a novated lease is an agreement between yourself, a financer, and your employer that minimises GST and income tax, while still gaining all the service benefits and unlimited private use privileges you would from an alternate form of lease. The total of all operating costs are deducted from your gross salary, which in turn reduces the income tax, an exclusive approach that saves a significant amount of money.

How our process works

1. choose your car

You have the pick of the litter and due to the amount of money you'll be saving, twill be able to afford a car you might not have without a novated lease.

2. we negotiate a low price

Fingo's finance consultants will provide a quote for you basetd on what is reasonable and practical for you and your employer.

3. you receive a transparent quote

A quote will be provided that details the operating costs of the car, your savings, and exactly how your salary is affected.

4. we do all the paperwork

Fingo takes the hassle and stressful steps of obtaining a lease out of the process, so once provided with the necessary information, we'll get the wheels turning and co-operatively complete the application process, and order your desired vehicle.

5. drive away in your new car

As soon as the vehicle is in stock, and all of the final documents and approvals are all completed, you're able to pick it up and take to the streets to start living the luscious new lifestyle that you've always wanted.

for employees

  • No GT on purchase price
  • No deposit required
  • SAVE on your vehicle running and maintenance costs
  • SAVE thousands in income tax
  • Take vehicle with you if changing job
  • Just one easy monthly payment for all your vehicle expenses.

for employers

  • Cheaper and easier to manage than providing company cars
  • Provide a more attractive remuneration package to potential and existing customers
  • No residul risk
  • Lower Payroll tax and WorkCover premiums. No surplus vehicles if an employee changes jobs
  • We take care in arranging everything so you can focus on important business matters instead of organising car finance

how we're different

Through our wealth of industry knowledge we are able to offer savings unrivalled by other financiers. Talk to one of our consultants today about how you can save more with Fingo.

No Payout Penalties

We don’t penalise our customers for paying out their lease early. No residual interest payments and no early exit fees.

Tailored Package

We craft a package specifically to your values and needs, so that you can get the most out of our services.

Replacement Policy

Unhappy with your car or looking to upgrade? Fingo will accommodate your requests and re-negotiate your plan in order to set you up with your ideal vehicle.

Fully Transparent

We operate with full transparency to ensure you don’t get stuck with hidden fees or taxes.

Same-Day Approvals

We want to get the ball rolling as soon as possible, and you don't want to be held up by unnecessary waiting periods.

End-To-End, Flexible Service.

Fingo strives to be a helping hand from start to finish. If you're struggling to pay off your loans or need to reshape your package, our team is here to help.

Save thousands with Fingo

Compare Your Quote With 15 Other Dealers

We’ll speak with up to 15 different dealershipts to ascertain whether you really did get quoted the best price or not.

Compare Your Quote With 15 Other Dealers

We’ll speak with up to 15 different dealershipts to ascertain whether you really did get quoted the best price or not.

Fleet Discounts (even if you’re purchasing a single vehicle)

We have exclusive access to better rates with our national purchasing power from purchasing thousands of vehicles every year.

Fleet Discounts (even if you’re purchasing a single vehicle)

We have exclusive access to better rates with our national purchasing power from purchasing thousands of vehicles every year.

Get an obligation-free quote & see if you’re pre-approved for an alp novated lease now

why fingo

No hidden fees, expert knowledge and tailored finance solutions are just a few of the reasons Fingo works for you. Talk to a representative today.

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taxbreak

Our in-depth knowledge of industry financing means you get more from your dollar. Find out how you could be saving money through Fingo’s unique offering – Taxbreak.

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