don’t let a lack of machinery
get in the way of growth

Let us help you complete the project and expand your business operations.

asset lease

how does it work?

We'll purchase the equipment from our vast network of manufacturers and suppliers on your behalf, the customer. From there you'll routinely pay a certain amount dependant on the piece of equipment for as long as it's needed. When the lease expires you have the option to re-finance and continue on with the lease, pay off a residual amount in order to gain permanent ownership of the equipment, or sell it back.


Leasing assets instead of purchasing them outright gives you the freedom to use the piece of equipment as it's needed instead of having the hassle of permanent ownership of something that might only be used over a short period of time, or seasonally. It's a more practical and affordable way to get the job done, and without being held back by a hefty price tag.

tax implications

GST is incurred only on the monthly charge for the lease, and the residual when the lease is up, however GST can be claimed in part or completely on input credit tax. On top of this, the lease rentals can be claimed as a tax deduction, making this option economic and efficient in every sense of the word.

other options

Fingo also offers Equipment Rental, Hire Purchase and Chattel mortgage as a means to finance your chosen asset.

equipment rental

If you have a one off job, or even just want to avoid an outright purchase or monthly lease, Fingo can purchase the item for you, then rent it to you for an agreed upon rate. At the end of the agreed upon end date of the rental, you have the option to return the asset to us, pay the full market price of the item for sole ownership, or simply renew the rental agreement for further use.

Hire Purchase

In the event that you want permanent ownership of an asset, but can't quite purchase the item outright, our Hire Purchase option is the option best suited for you. It works on the basis that we purchase the item, and through monthly instalments pay us back an agreed upon amount, and when that total amount is reached, you receive complete ownership of the piece of equipment. We're extremely flexible and understanding of each individual's circumstances, so the period of which the amount is paid back, is negotiable.

Chattel Mortgage

In taking the Chattel Mortgage route you'llbe entering a plan negotiated and customised to your desires and current financial situation, wherein we provide the initial funds for you to purchase the piece of equipment. At this point Fingo takes a mortgage on your equipment, in order to secure the loan. At the conclusion of the contract, you then have 100% control and ownership over the item. In the planning stage we make very sure that you're comfortable with the rates, and are there to provide the support you need to complete your every payment.

over 20,000 happy customers since 2004

why fingo

No hidden fees, expert knowledge and tailored finance solutions are just a few of the reasons Fingo works for you. Talk to a representative today.

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Our in-depth knowledge of industry financing means you get more from your dollar. Find out how you could be saving money through Fingo’s unique offering – Taxbreak.

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