equipment

whether it’s two wheels or eighteen
we can provide financing to get you on the road

how does it work?

Fingo will source and purchase the Truck on your behalf, which will then be leased out to you as you make a monthly payment for as long as the truck is required. As the lease expires you can; continue the lease, have the truck sold back to the supplier or pay the residual amount to gain complete ownership of the equipment.

benefits

Leasing your truck, or trucks, accommodates for more choice and flexible use, as there is no need to seek permanent storage, or be responsible for the long-term maintenance of the vehicle.

tax implications

The lease is subject to GST only on the monthly charge of the least, and the residual amount upon the completion of the lease. GST can be claimed on your input credit tax and the lease rentals can be claimed as a tax deduction, resulting in an incredibly solvent approach.

other options

If this option isn't optimal for your requirements, you can satisfy your trucking needs with a commercial hire orchattel mortgage.

commercial hire

For one-off uses where repeated use of the truck is not expected, a commercial hire may be more suited to your needs. Fingo has the connections and can set you up with a truck rental at an affordable rate as well as find the right rental company that can accommodate your every need.

Chattle Mortgage

This is a process wherein a plan isarranged where we forward the funds to you, for you to purchase the trucks you need. At that point, we place a mortgage over the trucks so that the loan is secure and safe. Upon the mortgage's completion full ownership and control is yours. The rates are negotiated and agreed upon prior to the purchase so that both Fingo and you, the customer, are happy and comfortable with the plan.


over 20,000 happy customers since 2004

why fingo

No hidden fees, expert knowledge and tailored finance solutions are just a few of the reasons Fingo works for you. Talk to a representative today.

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taxbreak

Our in-depth knowledge of industry financing means you get more from your dollar. Find out how you could be saving money through Fingo’s unique offering – Taxbreak.

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